Frequently Asked Questions

An 11-month rental agreement is a short-term tenancy contract commonly used in Karnataka to avoid mandatory registration (which is required for leases of 12 months or more). It uses government-certified e-stamp paper and is signed by both landlord and tenant. Despite being unregistered, it is legally valid and accepted by banks, police, and government offices for address proof.

Rental agreements at ಶ್ರೀ ಲಕ್ಷ್ಮಿ | Shree Lakshmi start from ₹499 for a standard 11-month residential agreement. The cost includes drafting, stamp paper (denomination based on rent amount), printing, and notarization. There are no hidden charges. We give you the final price upfront.

In Karnataka: for monthly rent up to ₹5,000 use ₹100 stamp paper; for rent ₹5,001–₹20,000 use ₹200 stamp paper; for rent above ₹20,000 use ₹500 stamp paper. We guide you on the correct denomination based on your rent.

Yes. A notarized rental agreement on government e-stamp paper is accepted by all major banks including SBI, HDFC, ICICI, Axis, and Canara Bank for address proof, home loans, and account opening. Our agreements are used by thousands of customers across South Bangalore.

Yes. We prepare both residential and commercial rental agreements. Commercial agreements may require higher stamp paper denominations depending on the monthly rent. Call us with your requirements and we will advise you on the correct format.

E-stamp paper is a government-authorized electronic stamp paper issued by SHCIL (Stock Holding Corporation of India) on behalf of the Karnataka government. It is used to pay stamp duty on legal documents such as rental agreements, sale deeds, gift deeds, power of attorney, and affidavits. Using e-stamp paper makes the document legally valid and enforceable in court.

We provide e-stamp paper in all denominations including ₹100, ₹200, ₹500, ₹1000, ₹5000, ₹10,000 and higher values as required. The denomination needed depends on the type of document and the value of the transaction. We guide you to the right denomination.

E-stamp paper is issued electronically with a unique certificate number that can be verified online on the SHCIL website. It is more secure than traditional stamp paper and cannot be forged. In Karnataka, e-stamp paper is the government-mandated format and traditional stamp paper is no longer in use.

Yes. Every e-stamp paper issued at ಶ್ರೀ ಲಕ್ಷ್ಮಿ | Shree Lakshmi has a unique Certificate Number printed on it. You can verify its authenticity on the SHCIL official website (shcilestamp.com) by entering the certificate number. This makes e-stamp paper completely tamper-proof.

E-stamp paper is available instantly at ಶ್ರೀ ಲಕ್ಷ್ಮಿ | Shree Lakshmi near RBI Layout Main Rd, JP Nagar 7th Phase. The entire process takes just 5 to 10 minutes. You receive the physical e-stamp paper with the certificate number on the spot.

We assist with Personal Loans, Business Loans, and Mortgage Loans (Loan Against Property). We help you prepare the necessary documents and coordinate with banks for approval.

Generally, you need your Aadhaar card, PAN card, last 3–6 months bank statement, and salary slips or ITR. We help you organize these to increase your approval chances.

Personal loans can be approved in 2–3 days, while business and mortgage loans may take 7–10 days depending on the documentation and bank verification.

Domestic money transfers are instant. The money is credited to the recipient's bank account within seconds via IMPS.

No, you can bring cash to our centre, and we will transfer it to the recipient's bank account using our secure portal.

As per RBI guidelines, you can transfer up to ₹25,000 per month per mobile number via DMT. For higher amounts, multiple numbers can be used.

You can visit our centre in JP Nagar 7th Phase, swipe your credit card on our secure terminal, and get the equivalent amount transferred instantly to your bank account or receive it in cash.

Our charges are significantly lower than the high interest rates and cash withdrawal fees charged by banks at ATMs. Please visit us or call to get the current charge for your card type.

Yes, we use secure, bank-authorized terminals for all transactions. Every swipe is processed through standard banking channels and you receive a valid transaction slip.

While banks always charge high fees for ATM withdrawals, our swipe-to-cash service offers a much more affordable alternative with minimal processing charges.

We operate within the legal framework and follow standard merchant guidelines. We ensure that every transaction is transparent and documented.